Finance
E-Shram Card 2026 – Register Online, Eligibility & Benefits
₹2 Lakh InsuranceFree RegistrationUpdated 2026
📋 Overview
E-Shram Card is a government initiative to create a national database of unorganised sector workers in India. Workers who register get a Universal Account Number (UAN) and an E-Shram Card. The card comes with accidental death and disability insurance cover of ₹2 lakh under PM Suraksha Bima Yojana. The E-Shram database helps the government deliver welfare benefits directly to workers. As of 2026, over 30 crore workers have registered on the E-Shram portal.
✅ Key Benefits
- Free accidental insurance cover of ₹2 lakh under PM Suraksha Bima Yojana
- ₹1 lakh for partial disability due to accident
- Universal Account Number (UAN) for lifetime identity as unorganised worker
- Direct access to welfare schemes and future government benefits
- Priority access to social security schemes and food subsidies
- Portability of benefits even when migrating to another state
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👤 Eligibility Criteria
Any unorganised worker between 16 and 59 years of age can register. This includes construction workers, domestic workers, street vendors, agricultural labourers, fishermen, ASHA workers, mid-day meal workers, auto drivers, security guards, and other informal workers. The worker must not be a member of EPFO or ESIC. Income tax payers are also not eligible. Aadhaar must be linked to an active mobile number.
📄 Required Documents
- Aadhaar Card (mandatory)
- Mobile number linked to Aadhaar for OTP verification
- Bank account details (optional but recommended)
- Occupation details (type of work)
🚀 How to Apply
- Visit the official E-Shram portal at eshram.gov.in
- Click on 'Register on E-Shram' button
- Enter your Aadhaar-linked mobile number and verify OTP
- Enter your Aadhaar number and complete verification
- Fill in personal details, occupation, address and bank information
- Submit the form and download your E-Shram Card (UAN Card)
- You can also register at the nearest Common Service Centre (CSC) if you need help
❓ Frequently Asked Questions
Q: Is E-Shram card registration free?
Yes, registration on E-Shram portal is completely free. You do not need to pay any fee.
Q: Do I get money directly in my account for E-Shram?
E-Shram registration gives you access to insurance and welfare schemes. Some state governments have provided cash assistance to E-Shram registered workers during COVID and other crises.
Q: What is the insurance cover under E-Shram card?
E-Shram card holders get ₹2 lakh accident insurance (death/full disability) and ₹1 lakh for partial disability under PM Suraksha Bima Yojana.
Q: Can migrant workers register for E-Shram?
Yes. Migrant workers are specifically encouraged to register. Benefits are portable across states.
⚠️ Disclaimer: This is not an official government website. We only provide informational content. For official information, visit india.gov.in or the respective ministry website.