Health

Janani Suraksha Yojana 2026 – Apply Online, Eligibility & Benefits

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📋 Overview

Janani Suraksha Yojana (JSY) is a safe motherhood intervention scheme under the National Health Mission. It promotes institutional delivery among pregnant women from poor families by providing direct cash assistance. JSY aims to reduce maternal and neonatal mortality in India. Women who deliver in a government hospital or accredited private hospital receive a cash incentive. ASHA workers play a key role in connecting pregnant women to this scheme.

✅ Key Benefits

Cash incentive of ₹1,400 for rural area mothers and ₹1,000 for urban area mothers
Higher incentive in low-performing states (LPS) like UP, Bihar, Rajasthan etc.
Free ante-natal care, delivery and post-natal services at government hospitals
ASHA worker provides transport assistance and guidance
Free immunisation for mother and newborn
Referral transport for high-risk pregnancies covered

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👤 Eligibility Criteria

All pregnant women who deliver in a government health centre or accredited private hospital are eligible. For BPL and SC/ST families, there is no restriction on the number of live births. For other categories, benefit is available for the first two live births only. The woman must be registered at the health centre during pregnancy. Women below 19 years of age are also eligible. ASHA workers help with registration and guidance.

📄 Required Documents

Aadhaar Card or any government ID proof
Bank account details (for direct cash transfer)
Pregnancy registration card from PHC/ASHA worker
BPL card or income certificate (for higher cash benefits)
Mother and Child Protection (MCP) card

🚀 How to Apply

Register at your nearest Primary Health Centre (PHC) or Anganwadi Centre
Contact your local ASHA worker – she will assist with registration
Fill in the JSY registration form at the health centre
Attend all ante-natal check-ups as advised
Deliver at a government hospital or ASHA-linked private facility
Cash benefit is transferred to your bank account after delivery
Keep the Mother-Child Protection card updated with all visits

❓ Frequently Asked Questions

Q: How much cash do I get under JSY?

In low-performing states, rural mothers get ₹1,400 and urban mothers get ₹1,000. In high-performing states, rural mothers get ₹700 and urban mothers ₹600.

Q: Does JSY cover home deliveries?

JSY is designed specifically to encourage institutional delivery. Home deliveries do not qualify for cash incentive.

Q: Who is an ASHA worker?

ASHA stands for Accredited Social Health Activist. She is a community health worker who connects pregnant women to health services and helps them access JSY benefits.

Q: Is JSY available for second child?

For BPL and SC/ST families, JSY benefit is available for all deliveries. For general category, it is typically limited to the first two live births.

⚠️ Disclaimer: This is not an official government website. We only provide informational content. For official information, visit india.gov.in or the respective ministry website.